Provident funds post impressive returns

Provident funds' gains in the first quarter have not recouped their losses in 2008.

29 of the 48 provident funds tracked by "Globes" achieved impressive returns of more than 3% in March 2009, including 12 funds that achieved returns of more than 4%.

42 provident funds reported a return of more than 8% for the first quarter of 2009, including 22 funds that achieved double-digit returns.

There is a caveat, however: it is highly doubtful if these returns are sustainable. Yesterday, the IMF reported that the economic crisis could cause up to $2.7 trillion in global losses in the most likely scenario, and up to $4 trillion in losses in the worst-case scenario. Last October, the IMF estimated the global losses from the crisis at $1.4 trillion.

Despite the provident funds' gains in the first quarter have not recouped their losses in 2008 - they will have to achieve an average return of 22% to do that. Only one provident fund has so far reached this level: the Gemel Clali B Fund of Analyst IMS Investment Management Services Ltd. (TASE:ANLT), which had a negative return of 43% last year.

Among the large provident funds, with more than NIS 1 billion in assets under management, the top performing funds are former funds of Prisma Investment House Ltd.: Tzur Fund, with a return of 12.55% in the first quarter, including 2.23% in March; followed by Katzir Fund in second place, with a return of 11.67% in the first quarter; Keren Or Fund in third place, with a return of 11.35% in the first quarter; and Sion Fund, with a return of 11.32% in the first quarter. On April 6, Prisma transferred the funds to Psagot Investment House Ltd. and closed its provident funds management company.

Published by Globes [online], Israel business news - www.globes-online.com - on April 23, 2009

© Copyright of Globes Publisher Itonut (1983) Ltd. 2009

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