Interest Rate Jacked Up 1.5%; Bank Prime Rate Will Reach 18.5%

Frenkel: Monetary restraint must continue until budgetary restraint yields fruit. The Treasury: It is within the powers of the Bank of Israel to institute increases in the interest rate. We will be at pains to preserve the Bank's independence.
  • Editorial: Signalling Meridor
  • Yaakov Frenkel, Governor of the Bank of Israel, this morning decided to raise the interest rate in the economy by 1.5%, following the accelerated rate of inflation. The rise will take effect this Thursday.

    In the space of two months, the monetary interest rate has risen by 3% in three successive moves, reaching 17%, the level of the beginning of 1995. The Bank of Israel emphasises that this increase is essential in view of the high inflation rate in the economy and is needful for achieving the 8%-10% inflation target set by the government.

    The five leading banks today announced that, commencing Friday, they will raise the base interest rate by an identical 1.5%, so that starting Friday, the prime rate in all banks will stand at 18.5% in lieu of the 17% in effect hitherto.

    Other components remain unchanged, except at the First International Bank, which has announced an increase in the charge for unauthorised exceptions from 2.75% to 3%.

    Bank of Israel officials emphasise that in addition to the high price indices of recent months, a sharp rise, reaching 13.5%, was also recorded in inflation expectations for the coming year.

    Frenkel this morning reported his decision to raise the interest rate to prime minister Benjamin Netanyahu and to finance minister Dan Meridor. Frenkel`s office emphasises that this was a professional, businesslike decision, unrelated to the change of government or to any understanding existing between Frenkel on the one hand and Netanyahu and Meridor on the other.

    Frenkel today stated that "The conditions are now being brought about for the budget to be slashed and the economic policy to be reshaped. We are no longer alone in the economic campaign, but are entering upon an era of all-inclusive policy, with an expectation of budgetary moves". Frenkel says that until the budgetary restraint policy yields fruit, monetary restraint must continue, so as to prevent erosion of the real interest rate.

    The Treasury declined to comment on the increase in the interest rate. Said the Treasury spokesman: "We have no comment on the decision to raise the interest rate, and will be at pains to preserve the independence of the Bank of Israel, under whose jurisdiction the determination of the interest rate lies". The increase of the interest rate is believed to have met with understanding at the Treasury, as part of the effort being made to reduce inflation. Government concerns assessed that difficulties might arise in implementing a significant slash in the 1996 budget, and the high interest rate will accordingly serve as a principal tool in the war on inflation.

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