Venture Capital and Diversified Funds

1. Venture Capital Funds

The venture capital market serves a crucial function in the Israeli economy by providing funds to start-up and emerging growth companies. In particular, companies in high-technology are heavily dependent upon venture capital as most have been established by private entrepreneurs who lack the equity needed to finance their companies.

Within the venture capital funds industry there are four distinct segments: Yozma funds, Inbal public funds, other public funds and private funds. The entire venture capital market now boasts 32 funds with about $508 million in capital. Currently, one new venture capital fund is planned with targeted capital of about $50 million.. Based on information supplied by many of the funds and on Giza estimates, approximately 52% of the total amount raised by venture capital funds has already been invested.

Appendix lists all venture capital and other investment funds currently operating in Israel. It shows the establishment date, the total amount raised, the percentage of assets already invested and the initiators and managers.

2. Yozma Funds

The Yozma program is credited with doing more to create a venture capital industry than any other act. The establishment of nine flourishing venture capital funds are directly attributable to the Yozma program which was established in 1991 specifically to encourage foreign investment in the nascent Israeli venture capital market.

The Government of Israel established wholly owned Yozma Venture Capital Ltd., with a total capital of $100 million, to join as a partner with investors in new venture capital firms. Yozma Venture Capital has in each case taken a minority investment of up to 40% of the total capital of each fund up to a maximum of $8 million. Yozma funds are mandated to invest in export-oriented high-technology firms with strong growth potential.

The Yozma program offers another incentive as the private partners have a buyout option under which they may purchase Yozma's interest in the fund anytime during the first five years under pre-set terms. A successful fund therefore would further capitalize from the program by buying out Yozma's interest, thereby further improving its performance.

Yozma Venture Capital started actual operations in January 1993. By September 1995, the program had already encouraged the creation of nine funds with about $200 million in capital.

Many large global investment firms and venture capital groups are partners in Yozma funds. These include Advent International Corp; the Van Leer Group of the Netherlands; the Walden venture capital group; Oxton International Corp.; TVM - Techno Venture Management of Germany; AVX, a subsidiary of Kyocera of Japan; Oxford Partners; Daimler-Benz; DEG of Germany; and MPV Capital.

Foreign investors have contributed slightly less than 45% of the capital raised by Yozma funds. Yozma funds are typically the largest funds in the venture capital sector, averaging just over $20 million. The biggest fund in the group, Gemini Israel Fund, was established in early 1993 with $36 million and is followed by The Walden-Israel Fund with $33 million.

Table I - Yozma Funds

The focus of Yozma has most recently shifted from participation in the establishment of new funds to direct investment. Yozma is currently investing in start-up companies in conjunction with foreign firms which serve as strategic partners and help the young companies to penetrate the international marketplace. Yozma'a direct investment portfolio currently consists of 12 companies.

3. Inbal Public Funds

Inbal funds are publicly-listed venture capital funds insured by the Government of Israel. Investors in Inbal funds are insured on 80% of their original nominal investment after 7 to 9 years. These funds invest primarily in small, emerging growth companies in which the Inbal funds can obtain up to 50% of voting rights. Inbal was created in 1991 as part of a government initiative to encourage domestic public investment in the venture capital industry.

There are currently only two Inbal funds, both of which trade on the Tel Aviv Stock Exchange. The largest Inbal fund, Teuza, raised $22 million. The second, Marathon Fund, raised $20 million. While these funds have proved popular with the public, tight government regulations coupled with an annual Inbal premium of 0.2% have generally dissuaded many investment managers from establishing Inbal funds. These constraints led management of the Poraz Fund, with $7 million in capital, to drop its Inbal affiliation in April 1994.

The Inbal program is no longer available for new funds.

3. Other Public Funds

Publicly traded venture capital funds are traded on the Tel Aviv Stock Exchange. These funds generally invest in small emerging growth, high-tech companies in which they can obtain a 10%-50% stake.

The three existing publicly traded venture capital funds, Mofet, Poraz and Danbar Technologies have total assets of $38 million. Mofet and Poraz operate as dedicated venture capital funds. Danbar Technologies has invested in public technology companies and in companies that are past the initial major R&D stage. Mofet, the largest fund in the group, has assets of $17 million.
Table 2 - Shareholders' Equity and Market Capitalization of
TASE-listed Venture Capital Funds ($ millions)

4. Private Venture Capital Funds

Private venture capital funds, which are not affiliated with any Government program, are a major segment of the venture capital market, with 18 existing funds totaling $227 million. The average private venture capital fund is about $12 million. Some notable funds in this group are the $29 million Athena fund, which was established in 1985 by Dan Tolkowsky, Fred Adler and Uzia Galil of Elron and was the first venture capital fund in Israel. The Sta group of funds, managed by Star Ventures Management of Germany and headed by Dr. Meir Barel, can also be regarded as a pioneer of the venture capital industry in Israel. Star funds may also invest in European and U.S. companies. However, it is estimated that more than 50% of their assets has been invested in Israeli or Israeli-related companies.

5. Private Diversified Funds

Private diversified funds invest in a wide range of sectors including high-technology, public infrastructure, real estate, tourism and communications. Investments are made in both public and private companies at various stages of development. These funds sometimes invest in technology companies which have an established product or technology and need funds for further R&D activity or marketing. It is estimated that up to a third of private diversified fund assets are invested in technology companies.

Private diversified funds represent the largest sector of the Israeli investment fund market with 25 funds and approximately $548 million in capital. While the average fund size in the private diversified group is $22 million, the funds range widely in size. The largest if the Renaissance Fund with $160 million in capital, managed by Stockton Partners and Claridge. Currently, there are about 9 new funds in various planning stages with total targeted capital of about $400 million. Based on data supplied by several funds and on Giza estimates, approximately 45% of the total amount raised by private diversified funds has already been invested.

Two major funds established in 1995 are Challenge Fund ("Etgar") and Israel Growth Fund. Challenge, which is managed by Joseph Ciechanover and Yair Shamir, raised $100 million. The major investors in Challenge are Dwayne Andreas (Archer Daniels Midland) and Edgar Bronfman, each reportedly having invested about $20 million, and Arie Genger. Israel Growth Fund, which was initiated by Apax Partners, A. Patrocof, Leumi & Co. and OPIC, is managed by Ronald Cohen and Oded Axelrod. It raised $40 million and is seeking further funds. The major investors in Israel Growth Fund are Archer Daniels Midland, Bank Leumi and several U.S. institutional investors. Israeli firms active in the management of several diversified funds are Dovrat, Shrem and Evergreen.

Private diversified funds are flexible in their investment approach and can make large investments in a variety of industries. For example, the Renaissance Fund made substantial investments in Paz Oil Company, Israel's largest fuel marketing company, and in the former government real-estate company Housing & Development Ltd. The Renaissance group (including co-investors) hold 33% of Paz and 25% of Housing & Development Ltd. Currently, a group organized by Renaissance is bidding for Bank Hapoalim, Israel's largest bank, which has substantial holdings in several Israeli conglomerates and investment companies.

Table 3 - Summary Data on Investment Funds

Table 4 - Investment Funds - Amounts Raised and Invested (Estimates)

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